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Interview

Maxim Pershin:"No one is feeling euphoric in terms of liquidity abundance"

Now banks mainly finance the purchase of income-generating commercial properties, and only a minor share goes to project financing. Which is the present-day lending specifics on the real estate market? Who asks the banks for money, why and on what terms? Read the answers in our interview with Maxim Pershin, board member of Alfa Bank, co-manager of corporate business, and member of lending, investment and asset management committees at Alfa Bank.

COVER STORY

A Tour of Virtual Galleries

After years of steadfast loyalty to traditional sales formats, retail operators have finally sized up the market for online trade and en masse have started to explore this area. So far, sales volumes over the internet are substantially lower than sales through traditional stores, but eventually precisely the internet will become the main venue for purchases of nearly all categories of goods. And ruling the roost on this market will be those who appropriately timed their entrance into the segment.

Peactice

All Risks Insurance for Tenants

Despite regular announcements made by the Government of the Russian Federation concerning the measures they are taking to support small and medium-sized businesses, which are widely represented in Russian economy in the retailing and service sectors, the tenants in commercial properties are more and more often facing demands, on the part of their lessors, to provide comprehensive property and public liability insurance.